🕰️ Est. Time: 8 minutes
🎯 Goal: Understand how AI is included in your plan, how top-up usage is billed, and how to set up a payment method for it
🔑 Requirements: Account Settings
The AI Usage page is where you switch AI on for your account, see how much of this month's allowance has been used, and set how much extra usage (if any) you're happy to pay for. Every paid plan includes a monthly AI allowance, so you can try the Streamtime Agent without being charged anything.
The Streamtime Agent is currently in beta. If you don't see the AI Usage page, your account isn't part of the beta yet. Reach out to help@streamtime.net
⚙️ Finding the AI Usage page
Click the ⚙️ Settings icon in the sidebar, choose Account Settings, then select AI Usage tab is on the right hand side. You'll need Billing access to see it.
You'll also see a short summary of this month's AI usage on the Billing page. Click More Information to jump to AI Usage.
🟢 Turning AI on and off
AI is off until someone with Billing access turns it on. While it's off, nobody in your team can use the Streamtime Agent, and nothing is charged.
Turn AI on
Go to Account Settings > AI Usage.
Click Enable.
Turning AI on doesn't commit you to paying for anything. Your team uses the included allowance first, and you're only ever charged if you set a top-up limit. After this, you can enable it per user, and set usage caps per person.
Turn AI off
Click Disable at the top of the AI Usage page.
Click Turn Off AI to confirm.
Once that's done, nobody in your account can use AI until it's turned back on. Anything already used this month is still tracked.
🪙 How AI usage is measured
AI usage is measured in credits. Each time someone asks the Streamtime Agent something, the credits it uses depend on how much work the request took. That's why a quick question uses fewer credits than a request that pulls lots of data, or a long back-and-forth conversation.
A few things worth knowing:
Longer conversations use more credits per message. The Agent rereads the whole conversation each time you reply, so later messages in a long thread cost more than early ones.
Picking up an old conversation can cost more than continuing one you're actively in.
Requests that fail still use credits, because the work was done even if the
answer didn't come through.
Pro Tip: Start a new conversation when you move on to a new topic. It keeps each request smaller, so your allowance goes further.
📦 Your included monthly allowance
Every paid plan includes AI credits each month at no extra cost 🎉 You'll see them in the Included Monthly Allowance tile.
How big is the allowance?
Your allowance is based on how much you pay for your monthly subscription, with a minimum so even those on our lowest subscription prices get something out of it.
How the allowance works
It's shared. Everyone in your team with AI access draws from the same allowance. You can set individual usage limits per person on the settings page.
It resets every calendar month and doesn't roll over
It's set at the start of each month. The allowance is worked out from your plan the first time AI is used that month. If you upgrade mid-month, the bigger allowance starts from next month.
➕ Setting a top-up limit
Once the included allowance (and any granted credits) runs out, AI stops for the rest of the month unless you've set a top-up limit. Top-up lets your team keep using AI, and you pay only for what's used.
Your top-up limit starts at $0, so you're never charged for AI unless you choose to be.
Before you start
You'll need:
a paid plan (top-up isn't available on Free or VIP access)
a payment method for AI usage (see Adding a payment method for AI below)
If either is missing, the Top-Up Monthly Limit tile shows $0 and tells you what's needed next.
Set your top-up limit
On the AI Usage page, click the ✏️ edit icon on the Top-Up Monthly Limit tile.
Enter a Monthly limit in your billing currency. You'll see roughly how many credits that buys underneath.
Choose when it applies:
This Month and Every Month After
Just This Month: next month goes back to your usual limit
From Next Month: this month stays as it is
Click Set Limit.
A higher limit applies straight away. You can lower this month's limit, but not below what's already been used this month. To stop any more top-up this month, set it to exactly what's been used.
The limit is the most you'll be charged for top-up in a month. It isn't a prepaid amount, so if your team uses less, you pay less.
👥 Choosing who can use AI
The Team Member Limits table lists everyone in your team, plus anyone who used AI this month and has since left. For each person you'll see the credits they've used, the top-up they've used, and their top-up limit.
Give someone AI access
Use the AI Access switch on each person's row. To change everyone at once, open the menu at the top of the AI Access column and choose Enable All or Disable All.
New team members don't get AI access until you switch it on. That's deliberate: AI can cost you money, so access is always your call.
Set a team member's top-up limit
Everyone with AI access shares the included allowance. Once it's used up, each person's own top-up limit decides how much of your top-up they can use.
Click the ✏️ Edit Limit icon on their row.
Choose:
Unlimited: they can use top-up up to your account's top-up limit
Set Amount: enter a monthly amount in your billing currency. $0 means they can only use the included allowance.
Click Save.
Team member limits start at $0, so nobody can use top-up until you give them a limit. Their limits don't need to add up to your account's top-up limit. Your account limit is always the hard stop.
When someone has reached their own limit, a Limit Reached badge shows next to their name.
📊 Tracking this month's usage
The top of the AI Usage page tells you what percentage of this month's credits you've used, how many days are left, and, at your current pace, the date you'll run out.
The bar underneath shows each pool of credits as it's used. Click Show Breakdown to see a day-by-day chart of usage, including the day you moved on to granted credits or top-up, and where you're headed by the end of the month.
💳 How top-up is billed
You're only charged for top-up you've actually used. Nothing is bought in advance, and credits don't need to be used up before they expire.
Top-up is billed separately from your Streamtime subscription. It gets its own invoice, charged to the payment method you've chosen for AI usage. You'll find AI usage invoices alongside your subscription invoices in Invoice History.
When you're charged
Rather than charging for every request, Streamtime adds up your top-up usage and charges it in one go:
During the month, once your unbilled top-up reaches about half of your monthly subscription. For example, if your top-up cap is A$100 a month, you'll be charged once you've used A$50 of top-up.
At the end of the month, for whatever top-up is left over.
There's a minimum per invoice, so small accounts aren't charged tiny amounts. If what's left at the end of the month is under 5 in your billing currency (e.g. A$5), we don't charge it at all. Each invoice covers the exact top-up used, not a rounded amount, and is in your billing currency.
While a payment is processing
Some payments, like direct debit, take a few days to clear. Your team can keep using AI while that happens, up to a point. If your unpaid top-up grows to one and a half times the charge amount before the payment clears, AI pauses until it does.
🧾 Adding a payment method for AI
AI usage always has its own payment method, set separately from your subscription. It can be the same card you pay your subscription with, or a different one. That way you can, for example, put AI on a team card without touching how your subscription is paid.
What you can pay with
Credit or debit card
Direct debit through Stripe: BECS (AUD), BACS (GBP) or SEPA (EUR)
Bank transfer isn't available for AI usage, because top-up is charged automatically as it's used. If you pay your subscription by bank transfer, you'll still need a card or direct debit method set for AI.
Add a payment method
On the AI Usage page, click the ➕ Add Payment Method icon on the Payment Method tile.
Enter your details in the Stripe window that opens.
The new payment method is used for AI straight away.
Pro Tip: If the Stripe window doesn't open, check your browser isn't blocking pop-ups.
Change the payment method for AI
Click the ✏️ Change Payment Method icon on the Payment Method tile.
Choose a saved card under AI Usage, or click Add Payment Method to add a new one.
Click Save.
You can also manage all your payment methods from Account Settings > Billing, under Payment Methods. Each card shows a label for what it pays for (Subscription, AI Usage or both). A card can't be removed while it's paying for something, so move that to another card first.
🚨 Troubleshooting
⚠️ When an AI payment fails
If an AI usage charge is declined:
AI is paused for your whole team, including the included allowance, until the invoice is paid.
The rest of Streamtime keeps working. A failed AI payment never locks you out of your account.
Your subscriber and invoice recipients are emailed about the failed payment.
We retry the payment about once a day for up to 30 days.
To get AI going again straight away, go to Account Settings > Invoice History and click Retry on the unpaid invoice. If the card itself is the problem, add a new payment method for AI first.
The usage on a failed invoice is still owed. Turning AI off doesn't cancel it.
⚠️ What does this usage notice mean?
If something is stopping your team from using AI, it will be alerted on the Settings page.
Notice | What it means | What to do |
An AI usage invoice hasn't been paid. | A charge for top-up failed. AI is paused for everyone, including the included allowance. | Click View Invoices and retry the payment. |
You've used all of your included allowance. | No top-up is set, so AI has stopped until next month. | Click Set Limit to keep going now. |
You've reached this month's top-up limit. | Your top-up is used up for the month. | Raise your limit, or wait for the reset. |
Your included allowance is used up. | Your team is now using top-up. | Nothing, this is a heads-up. |




